1-800-LIFE-INSurance Guide to Life Insurance Company Ratings

Desription and Ranking Grid by Rating Agency

Rank	A. M. Best	Standard & Poor's	Fitch	Moody's
1	A++ Superior	AAA Extremely Strong	AAA Secure/Higest	Aaa Exceptional
2	A+ Superior	AA+ Very Strong	AA+ Secure/Very High	Aa1 Excellent
3	A Excellent	AA Very Strong	AA Secure/Very High	Aa2 Excellent
4	A- Excellent	AA- Very Strong	AA- Secure/Very High	Aa3 Excellent
5	B++ Very Good	A+ Strong	A+ Secure/High	A1 Good
6	B+ Good	A Strong	A Secure/High	A2 Good
7	B Fair	A- Strong	A- Secure/High	A3 Good
8	B- Fair	BBB+ Good	BBB+ Secure/Adequate	Baa1 Adequate
9	C++ Marginal	BBB Good	BBB Secure/Adequate	Baa2 Adequate
10	C+ Marginal	BBB- Good	BBB- Secure/Adequate	Baa3 Adequate
11	C Weak	BB+ Marginal	BB+ Uncertain	Ba1 Questionable
12	C- Weak	BB Marginal	BB Uncertain	Ba2 Questionable
13	D Poor	BB- Marginal	BB- Uncertain	Ba3 Questionable
14	E Under State Supervision	B+ Weak	B+ Possessing Risk	B1 Poor
15	F In Liquidation	B Weak	B Possessing Risk	B2 Poor
16	S Rating Suspended	B- Weak	B- Possessing Risk	B3 Poor
17		CCC+ Very Weak	CCC Substantial Risk	Caa Very Poor
18		CCC Very Weak	DD Liquidating	Ca Extremely Poor
19		CCC- Very Weak	SR Suspended Rating	C Lowest
21		CC Extremely Weak
22		R Regulatory action

Note: An Agency's rating is not a warranty of an insurer's current or future ability to meet its obligations to policyholders. It is also not a recommendation of a particular company or policy.

1-800-LIFE-INSurance carefully monitors the financial strength of each company we quote and represent. Each company we quote is required to have a rating of A (excellent), A+, or A++ (superior) by A. M. Best, the nation's leading independent evaluator of insurance companies since 1899.

Click here for more information on A.M. Best Ratings.

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1-800-LIFE-INSurance Guide to Life Insurance Company Ratings

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